We prioritize genuine risk transfer and sophisticated risk management solutions.
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Regulatory Compliance
Ensure long-term sustainability and adherence to regulatory standards.
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Client Partnership
Work as an extension of your risk management team for aligned objectives.
Comprehensive Expertise in Captive Structures
Association Captives
Shared risk solutions for industry groups
Agency-Owned Captives
Proprietary programs for insurance agencies
Risk Retention Groups
Multi-state liability coverage solutions
Reciprocal Exchanges
Subscriber-owned insurance programs
Why Choose Utah for Your Captive?
Regulatory Excellence
Dedicated captive division with experienced professionals balancing oversight and business-friendly policies.
Legislative Stability
Established captive law since 1995, with thoughtful updates maintaining consistent core principles.
Economic Efficiency
Competitive capital requirements, reasonable fees, and advantageous tax policies.
Strategic Location
Business-friendly environment with sophisticated financial services and strong infrastructure.
Our Comprehensive Services
Formation and Licensing
Feasibility analysis
Business plan development
Financial modeling
Regulatory applications
Program implementation
Ongoing Management
Regulatory compliance
Financial reporting
Premium tax filings
Annual audit coordination
Claims monitoring
Strategic Planning
Annual strategic reviews
Coverage expansion analysis
Capital optimization
Reinsurance evaluation
Risk transfer assessment
Advanced Program Development
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Sophisticated Solutions
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Reinsurance Arrangements
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Direct Writing Programs
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Fronted Program Solutions
Our expertise extends to structuring complex insurance programs tailored to your unique needs. We ensure regulatory compliance and accurate financial reporting throughout the process.
The Berkshire Difference
Experience That Matters
Decades of combined expertise in insurance, accounting, and regulatory compliance, guiding you to optimal captive solutions.
Focus on Fundamentals
Building captive programs on sound insurance principles ensures regulatory compliance, sustainability, and genuine economic benefit.
Client Partnership
We act as an extension of your risk management team, aligning your captive program with organizational objectives.